Tax Year 2024 Ira Contribution Limits. $6,500 if you're younger than age 50. As a couple, you can contribute a combined total of $14,000 (if you're both under 50) or $16,000 (if you're both 50 or older) to a traditional ira for 2024.
For 2024, the total contributions you make each year to all of your traditional iras and roth iras can’t be more than: The 2024 annual ira contribution limit is $7,000 for individuals under 50, or $8,000 for 50 or older.